Kristi Hernandez Mortgage Specialist *company Pasadena
Kristi Hernandez
NMLS# 246852
Mortgage Specialist
(832) 331-1685
 

Need Help Understanding Your Mortgage Options? 


Who wouldn't these days! It seems like there are more questions than ever to ask regarding mortgages. My promise is to guide you through the information and to help you make an informed decision that will keep your life worry-free. 
 

Mortgage Services *company Pasadena  Buying a Home? These days it's all about getting the "correct" loan for your situation. Together, we will develop a personalized loan that will give you peace of mind and a plan to follow when the speed-bumps in life come along. 
 
Curious about Refinancing? I can explain the process and what you can expect from it. The benefits of refinancing include a reduced interest rate and monthly payment, and possibly a plan to help you pay down your balance more quickly.  
 
  Refinancing Your Mortgage *company Pasadena
Reverse Mortgage *company Pasadena  Looking to Leverage Your Home's Equity The equity that built up over years of home mortgage payments can be paid to you. I can explain how the process works and what you can expect.

Real Estate and Mortgage Tips Kristi Hernandez REALTOR®, Premier Nationwide Lending Pasadena

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Pursuant to the requirements of section 157.007 of the Texas Mortgage Banker Act, Chapter 157, Texas Finance Code, you are here by notified of the following:

 

COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
 
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT http://www.sml.texas.gov/.